Open Banking PTBR

17 Open Banking APIs State of the Market Report 2020 OPEN BANKING PLATFORM GROWTH: LATIN AMERICA, Q2 2019 - Q3 2020 Q2.19 Q4.19 Q1.20 Q2.20 Q3.20 16 7 6 4 4 OPEN BANKING PRODUCTS GROWTH: LATIN AMERICA, Q2 2019 - Q3 2020 Q2.19 Q4.19 Q1.20 Q2.20 Q3.20 54 22 26 21 22 OPEN BANKING API PRODUCTS BY CATEGORY IN LATIN AMERICA, Q3 2020 (N=77) Latin America Open Banking Trends 2019 - 2020 Number of products Credit cards Data products Utilities Other Accounts Payments Identity (KYC and authentication) Credit scoring/loan pre-approvals 4 13 7 12 2 3 2 9 Number of products Number of platforms Bank product/ATM/Locations Loyalty/rewards 1 1

• Cover
• About the Authors
• Foreword
• Executive Summary
• Global Open Banking Platforms and Products
• Region: EUROPE & SCANDINAVIA
• Region: UK
• Region: NORTH AMERICA (USA & CANADA)
• Region: LATIN AMERICA
• Region: ASIA PACIFIC
• Region: MIDDLE EAST & AFRICA
• Promising Practices from 20 Open Banking Leaders
• Fintech using open banking APIs can benefit everyone
• The Open Banking Fintech Ecosystem
• The viability of fintech
• Four models of fintech partnership
• Promising practices emerging from Fintech using Open Banking APIs
• The benefits of open banking for consumers
• Individual and household consumers
• Small and medium enterprises (SMEs)
• Enterprises
• Low income consumers, including small businesses, in higher income countries
• Is open banking helping the underserved?
• Open Banking Regulations in 2020
• Emerging Standards
• API Specifications
• API Standards
• Other common standards being used in API design
• Security as a first order concern
• Common technologies used in managing security of open banking APIs
• Building Resilience in an Age of Transformation
• Why open banking?
• Banks have avoided some emerging threats
• Meanwhile, 2020 has brought new threats to banks
• And some the key threats remain the same
• A shakeup is coming in the Age of Transformation
• Conclusion
• Acknowledgements
• Methodology
• References