Open Banking PTBR

State of the Market Report 2018

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The Banking Security Stack Banks are recognizing the increased security risks that APIs bring and the new threat surface layer that can be exploited. Banks are instituting a range of security protocols and are considering more, all recognizing that one solution will not be enough. HTTPS encryption Currently in place (N=55) Considering (N=50) Endpoint provisioning 2 factor authentication OAuth1.a ActiveDirectory authentication mTAN Tokens Private/custom authentication Basic authentication User Managed Access RSA tokens Fido alliance OAuth2 Biometric/fingerprint hash detectors SSO 2 device authentication Multifactor authentication Selfies OpenID Connect Curl OpenFin Other 0 10 20 40 30 50 42 40 38 37 29 23 18 15 14 13 11 9 7 6 6 3 3 2 2 1 18 10 25 23 5 5 5 8 22 17 9 1 16 4 7 11 3 6 5 1 3 API Security measures 22 State of the Market report 2018

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