04
05
12
18
20
32
Executive
Summary
The RISK Strategy
and the New Banking Stack
Open Banking Platforms
Progress to date .....................................12
Europe, UK & Scandinavia ......................13
United States & Canada .........................14
Asia Pacific .............................................15
Latin America, Eastern Europe,
Middle East & Africa ...............................16
Are Regulations a Driver
for Open Banking?
Managing regulation as part
of the banking stack .............................. 19
The New Banking Stack:
Microservices and API
architecture choices
The Banking Security Stack .................. 22
The new Banking Stack ..........................24
The Banking Integration Stack ..............26
Internal governance ................................27
Product prioritization ..............................28
Developer engagement ..........................31
Conclusion
Contents
