Open Banking Platforms
Europe, UK & Scandinavia
API Products API Maturity
In Europe, 79% of APIs being made available are released
as production APIs. Several open banking platforms are
including API ideas as future products in their catalog so
that the banks can gauge the interest from visitors to the
developer portal.
Open Banking Platforms
Open Banking Products
21
2017
53
2017
40
2018
121
2018
90%
growth rate
128 %
growth rate
Denmark 3
Norway 3
North Ireland 1
Ireland 1
France 3
Spain 2
Finland 2
Poland 1
Greece 1
Czech Republic 1
Italy 1
Germany 4
Netherlands 1
UK 12
Sweden 4
36 Payments
12 Multiple functionality
2 Idea
18 Accounts
7 Closed Beta
6 Identified
product
11 Open Beta
9 Identity
(KYC & authentication)
Credit scoring/ 5
loan pre-approvals
Credit Cards 6
Bank products/ 13
ATM Locations
Data 4
Products
Sandbox with 4
multiple features
Trading 2
Production
level 95
FX 2
Loyalty/rewards 1
Utilities 8
Other 1
13
Open BanKIng plaTfORmS